Saturday, February 28, 2015
Yay!!! February is over!!
Overall I'm over budget by almost $300.
As you can see, I have no variable expense for the week ended in Feb. 22. I was on vacation for this week.
Including the $1000 I spend oversees, I'm $1300 over budget. *cry*
Clearly, February didn't work out either.
I need to make more accurate budget, or control my spending for the coming months.
Sunday, February 22, 2015
Sunday, February 8, 2015
How can I spend $1884 in one week???? How did I achieve it??? How???
Total of my fixed expense is:
Mortgage + Property Tax + Internet + Public Transit + Utilities = 1332.91
This represents 70.21% of my total weekly expense.
This is too high!!
I have to think of a way to cut this fixed expense down...but how???
My variable expense for this week is:
Food + Gas + Other = 561.19
This represents 29.79% of my total expense for this week.
Honestly, I feel $100 per week for food is reasonable, and I can probably use this amount of gas for month.
The only thing I'm surprised is Other.
I bought facial products in the past 2 days. I already promised my self not to buy any facial products until I use up my stockings, but once again, something happened to me at that particular moment and I just bought it!!!!
ARhhh...this online shopping behavior has to stop!!!!
I'm going to face a wall now, to punish myself.
How much have you spent for the week? Is there anything you regret from purchasing?
Sunday, February 1, 2015
Yay!!! Finished first month of 2015!
What?? First month is finished already???
There's 11/12 months to go now.
Budget review of my first month:
1. I'm spend over my budget!!! Over budget by $730.94. This is something I never really thought about. I never thought I have so many things to buy. I'm definitely short on the category of other.
2. For the last week of January, I had to pay for a visa application which cost around $145. I also purchased a eye brow pencil because I forgot to bring one to work. Even though I have so many at home already. Better planning would have eliminated this expense. This is one lesson I need to learn and remember for the future.
3. Food is the biggest over expense category for this month. I can explain. As I mentioned before, due to some personal factors, I took out my friends to eat a couple of times which is why I spend so much on food this week.
4. No savings this month. How can I save some money???
Any thoughts on how I can save money?