First things first, I have to confess I wasn't entirely up to date on my expenses in May for two reasons. First one, my boyfriend came back from China, so now it's a two person's budget. Second, I was in China to 9 days. This makes it hard to keep a real expense. Refer to my other post on my trip to China here.
Overall, I do want to share a few accomplishments I achieved in May.
- I converted my 5 year fixed rate mortgage to a variable rate mortgage. This conversion lowers my weekly contribution by $40.
- I applied for a BMO's credit card. Annual fee is waived, gives around $300 in travel credits as a welcome bonus, and 4 airport lounge passes.
- I do feel like I'm pretty resourceful in terms of my spending this month. I did not make any necessary purchases. Though, I do not have complete stats to support this. L
- We resume our second car's insurance. This is an additional expense.